Church Accounting

PEX pricing

$0/mo (Base, up to 5 cards)

★★★★ 4.0/5 how we rate

Capterra: 4.9/5 (40 reviews) · source · checked 2026-10-22

Pricing details

Starting price	$0/mo (Base, up to 5 cards)
Pricing model	freemium
Notes	Official pricing: Base $0/mo for up to 5 cards, $8/additional card; $25 fee in any month with under $1,000 spend (since Mar 1, 2025). Core $75/mo (20 cards), Pro $200/mo (100 cards). Nonprofit subscription fees waived in months over $25,000 spend. Extra fees: $10 ACH to your bank, $30 returned transfer, up to 3% international. Discounted nonprofit tiers ($30 Core / $80 Pro) are reported by FitSmallBusiness but not shown on the official page. Aplos customers: 5 cards free, $2 per extra card (help.aplos.com).
Source	https://www.pexcard.com/pricing/
Last checked	2026-10-22

$25 fee on Base in any month with under $1,000 spend (since Mar 2025) source · checked 2026-10-22
Funds must be pre-loaded; one user reports a 4-day funding delay source · checked 2026-10-22
Slow approval at onboarding; support quality depends on the rep; fraud refunds wait for the investigation source · checked 2026-10-22
Cardholders can't code expenses to the GL (2024 review) source · checked 2026-10-22

Always check: contract length & auto-renewal, fees, data export on cancel, support hours. We never soften cons for vendors, affiliates or sponsors.

Value4$0 Base up to 5 cards; $25 low-spend fee

Ease of use4.5Easy setup (Capterra 4.9)

Support3.5Rep-dependent support

Contract fairness4No contract on Base

Church features4Volunteer cards, Aplos fund tags; no GL coding by cardholders

Pros

Capterra 4.9 (40); easy setup and card rules source
Receipt capture; same-day funding of wires reported source
Cards for volunteers without credit checks; Aplos integration by fund/tag source

Cons

$25 fee on Base in any month with under $1,000 spend (since Mar 2025) source
Funds must be pre-loaded; one user reports a 4-day funding delay source
Slow approval at onboarding; support quality depends on the rep; fraud refunds wait for the investigation source
Cardholders can't code expenses to the GL (2024 review) source

Paraphrased from public user reviews and forum threads, checked Oct 2026.